AML & KYC Policy — Games Market

1. Our Commitment

Games Market is committed to preventing money-laundering, terrorist financing, sanctions evasion, and other forms of financial crime on our Platform. This Anti-Money-Laundering ("AML") and Know-Your-Customer ("KYC") Policy outlines the controls we apply to keep the Platform compliant with international standards, including the FATF Recommendations, EU AMLD5/AMLD6, and applicable local laws.

2. Scope

This policy applies to:

Buyers placing orders above certain risk thresholds;
Sellers receiving payouts above the verification threshold;
Any user whose activity triggers risk-based monitoring rules.

3. Customer Identification (KYC)

Where required by law or our risk policy, we may ask you to provide:

A government-issued photo ID (passport, national ID, or driving licence);
Proof of address (recent utility bill or bank statement, no older than 3 months);
A live selfie or short video for face-match verification;
Source-of-funds declaration for high-value or unusual transactions.

Identity documents are processed by accredited identity-verification providers and are stored securely for the period required by law (typically 5 years after the end of the business relationship).

4. Trigger Thresholds

Verification is currently triggered (subject to change) when:

A single transaction or aggregate monthly volume exceeds €1,000;
A seller requests their first payout above €500;
Risk-based rules detect anomalies (rapid scaling, mismatched IPs, sanctioned jurisdictions, structuring patterns).

5. Sanctions Screening

We screen all users against major sanctions lists including OFAC, EU Consolidated, UN, and HMT lists. Users matching a list are blocked from transacting and their funds are placed on hold pending further review. Continued attempts to circumvent sanctions screening will be reported to the relevant authorities.

6. Prohibited Activity

The following activity is strictly prohibited and will trigger immediate account suspension and a Suspicious Activity Report (SAR) where required:

Use of the Platform to launder proceeds of crime;
Funding of terrorism or other illegal activity;
Use of stolen payment instruments (cards, bank accounts, crypto wallets);
Smurfing / structuring transactions to avoid reporting thresholds;
Providing false identity information.

7. Ongoing Monitoring

We continuously monitor transactions for unusual patterns. Where monitoring uncovers suspicious activity, we may:

Pause or freeze affected accounts and balances;
Request additional information or documentation;
File reports with the Financial Intelligence Unit (FIU) of the relevant jurisdiction;
Cooperate with law-enforcement investigations.

8. Record-Keeping

KYC records, transaction records, and risk assessments are retained for a minimum of 5 years from the date of the last transaction or end of business relationship, whichever is later, in accordance with EU AMLD requirements.

9. Your Rights

You have the right to access, correct, and (subject to legal retention requirements) request deletion of personal data we collect under this policy. See our Privacy Policy for details on how to exercise those rights.

10. Contact

For AML/KYC enquiries: compliance@games-market.com.